Financing Options At The Bike Shoppe
Introducing the Trek Credit Card
We’re excited to offer the Trek Credit Card from Comenity Bank!
It’s a convenient way to make smaller monthly payments so you can more easily afford the bike of your dreams.
Check out the benefits and see for yourself.
Trek Credit Card Benefits
0% interest in the first 6 or 12 months
The Trek Credit Card is great because you’ll pay nothing in interest if you pay off your purchase within the first year. This introductory offer is great for people who plan to pay back their purchase in 12 months or less, this is a fantastic opportunity to start riding right away without racking up extra costs down the road.
Convenient minimum monthly payments
We’ll work with you to set up a payment plan that works for you. Every payment plan has a minimum payment, and as long as you continue to make those on time, you’re good to go. If you need to space out your payments over more than 12 months, that’s fine too.
No annual fee
The Trek Credit Card won’t cost you anything to have in your wallet. Period. Use it when you want and not when you don’t, without worrying about trying to make purchases just to get your money’s worth.
1,300+ Trek retailers
Accepted by over 1300 Trek retailers across the US. We hope you’ll choose to shop with us, but if you do end up moving to a new location, odds are you’ll be able continue to use your Trek card.
27/7 online access
Manage your account anytime with an easy-to-use online platform
What you need to get started
Introductory offer rates
There’s 0% APR for the first 6 or 12 months. If you need to space out your payments further, the introductory offer allows you to set up a payment plan over 24, 36, 48, or 60 months with just 9.99% APR.
Regular interest rates
After your introductory offer has expired, The Trek Card charges 26.99% APR.
Late fees are either $29 or $40 depending on if you’ve been charged a late fee in the previous 6 billing cycles or not.
Payment plans are only applicable to single transactions, meaning you sign up to make payments on a bike, not a bike plus a helmet, lock, etc.
If you owe interest on a payment, that amount will be $1 per billing period at a minimum.
In order to take advantage of the promotional offer, you must spend at least $210 for a 6 month payment plan, and at least $420 for a 12 month plan.